Pension: Are children entitled to a survivor’s pension?

As a rule, children are only affected by the survivor’s pension on a subsidiary basis, and then only in certain systems. The most far-sighted regime is that of the public service. First, it provides for the payment of an orphan’s pension to children under the age of 21 on the death of a parent and to persons who were dependent on them because of permanent disability, regardless of their age. This pension is temporary for orphans under the age of 21 (it is paid until their 21st birthday). For children with disabilities it is paid for life. It corresponds to 10% of the deceased civil servant’s pension.

In the event of the death of the surviving spouse, or if the surviving spouse is unable to claim the survivor’s pension because they are cohabiting partners, their survivor’s pension (50% of the deceased civil servant’s pension) passes to the children of the deceased who are under 21 or have a disability. It is shared between them. In addition, the orphan’s pension of 10% may be added. If the deceased was married several times and leaves behind orphans under the age of 21 or invalids whose father or mother cannot claim a survivor’s pension, their share will be paid to them. In other words, the survivor’s pension is divided between the surviving spouse and the orphans born of a previous marriage.

>> Our pension service for private individuals – commission an expert to check, calculate, optimize your pension entitlements and/or provide support in processing your pension. You benefit from a preferential price (20% discount for Capital Internet users)

In the private sector, the general social security system does not provide survivors’ pensions to orphans. On the other hand, in the supplementary scheme for salaried employees (Agirc-Arrco) and contract civil servants (Ircantec), a pension is granted for father and mother orphans.

At Agirc-Arrco, the pension applies to children under the age of 21 at the time of the death of the last parent, or under 25 if they are apprentices, students or unemployed without compensation, as well as children recognized as disabled. before the age of 21, regardless of their age when the last parent died. The pension is equal to 50% of the points earned by the parent(s) if both were insured with Agirc-Arrco.

At Ircantec, the pension applies to children under the age of 21 at the time of the last parent’s death and children with permanent disabilities. The pension is equal to 20% of the points earned by the parent(s) if both were Ircantec members.

Some complementary schemes for the liberal professions, notably pharmacists and notaries, provide for the payment of a temporary orphan’s pension and/or a training allowance.

Leave a Comment